08 Apr 09 Financial Crisis - Carnival 04

Welcome to the April 1, 2009 edition of financial crisis.

KCLau presents Learn Money Tips playing iMafia posted at KCLau’s Money Tips, saying, “About iMafia, an application for iPhone. How it is connected to real life in terms of personal finance and how to play the game.”

Michael Haltman presents The Annual Report From The Oracle Of Omaha posted at The Political and Financial Markets Commentator, saying, “By year end, investors of all stripes were bloodied and confused, much as if they were small birds that had strayed into a badminton game. As the year progressed, a series of life-threatening problems within many of the world’s great financial institutions was unveiled. This led to a dysfunctional credit market that in important respects soon turned non-functional. The watchword throughout the country became the creed I saw on restaurant walls when I was young: “In God we trust; all others pay cash.””

CreditCardAssist.com presents Things You Must Know About Credit Counseling Agencies posted at Credit Card Assist.

Shaun Connell presents 7 Questions to Ask Yourself Before Buying a Car posted at Financial Planning, saying, “You’re spending several thousand dollars of your hard-earned money, so you can’t take the decision lightly. Don’t let a car dealer talk you into buying something you really don’t want and really can’t afford. Instead, ask yourself these questions before you buy the car.”

Albert Mackoty presents Introduction posted at Me Personally.

kathryn presents Avoid Paying $81 Billion on Your Credit Card posted at Out of Debt Christian, saying, “Not everyone checks their credit card statements closely, but it is likely that Juan Zamora will be looking a little closer in the future. His last fill up of his 1994 Chevy Camaro cost him around $81 billion (that was with a “b”).”

cody butler presents What Is A Money Market Account And How Does It work? posted at Investment-For-Beginners Blog, saying, “An introduction to money market accounts, what they are and how they work.”

Emma Deangela presents Average Private Apartment Rental Prices In Eastern Singapore posted at SingaporeRental.org.

Emma Deangela presents Singapore Condominium Rental Prices Rankings posted at SingaporeRental.org.

Emma Deangela presents Singapore East Condominiums Prices Fall The Most posted at SingaporeRental.org.

Michael Haltman presents Beware The Misleading Nature Of 24 Hour Business News posted at The Political and Financial Markets Commentator, saying, “Watching business news every day I see an endless parade of the “experts” from both the buy and sell side of the market giving their opinions and prognostications on where the market is going.

They are expert at telling you where the market has been, why it has been weak and what the problem areas have been. Now anyone can do the backwards looking, but no one can really do the forward looking forecasting with any degree of confidence because nobody has any real idea.”

Leave Debt Behind presents How to Pay Down Your Debts Quickly posted at Leave Debt Behind.

CreditCardAssist.com presents Protecting Seniors Against Credit Card Fraud posted at Credit Card Assist.

CreditCardAssist.com presents How to Keep Your Credit Cards Safe posted at Credit Card Assist.

apply4-credit presents How Often Do You Request a New Credit Card Number? posted at Apply4-Credit.

Shaun Connell presents Short-Term Loans Cause Long-Term Destruction posted at Short-Term Loans, saying, “One of the great tragedies of financial illiteracy is that reality isn’t very compassionate. Not knowing the basics of personal finance can completely destroy one’s financial well being. Seemingly trivial mistakes can destroy one’s life.”

Britannica Blog presents A “Size Zero” Pill? Too Good to Be True? posted at Britannica Blog, saying, “Is a pill that promises such rapid weight loss that ”your closest friends won’t recognize you” too good to be true? Yes, yes it is. Not only too good to be true, but too dangerous to be tampered with.”

kathryn presents You Can Afford to Be Generous posted at Out of Debt Christian, saying, “This morning I decided to swing through the Dunkin Donuts drive thru to pick up a coffee and a bagel. As I pulled up to the window to pay for my breakfast the cashier told me, “The lady in front of you already paid for your order. She wanted me to tell you to have a nice day.” Stunned, I tried to get a glimpse of the lady in the minivan pulling out onto the road. I waved at her, but I’m not sure she saw me. Within seconds she was gone.”

JD presents The Global Debt Disease & How It Affects You posted at debthelpcreditrepairpro.com, saying, “The world, Americans included, is suffering from a serious disease - the disease of excessive debt. The problem has been an availability of very cheap credit in recent times, and no real regulation on who can or cannot take on debt. It has meant that many people have taken out credit cards and loans that they can barely afford. Sometimes, this has led to people taking large loans or mortgages for real estate they cannot realistically afford on their salaries. In other cases, it has resulted in people taking on several credit cards and blindly purchasing products & services and just “charging it”.”

cody butler presents How Do Mutual Funds work? posted at Investment-For-Beginners Blog, saying, “Article on the basics of Mutual Funds, what they are and how they work.”

Steve presents Where can I get cheap mailing lists from anywhere? posted at Mailing List Resources.

Steve presents Two Common Direct Mail Mistakes. and How to Avoid Them posted at Mailing List Resources.

KCLau presents Save money the stupid way posted at KCLau’s Money Tips, saying, “Simple ways to save money”

Emma Deangela presents Sunglade Apartment for rental posted at SingaporeRental.org.

Destroy Debt presents Get Out of Debt Scams posted at Destroy Debt.

Leave Debt Behind presents What is Debt Settlement and How Does it Work? posted at Leave Debt Behind.

kathryn presents The Relationship Between Clutter and Money posted at Out of Debt Christian, saying, “Think your clutter isn’t costing you? Think again! It’s not just about being messy or unorganized. Clutter can cost you time and money. There’s no better time than spring to start cleaning up the mess and clearing out the junk. Need motivation? Keep reading to learn about some of the costly affects of clutter.”

Shaun Connell presents Why You Shouldn’t Get a Short-Term Payday Loan posted at Short-Term Loans, saying, “Today’s struggling economy has had a huge impact on personal finances around the world. People are having a tough time figuring out how to pay their bills, pay off their accumulated debt, and maintain a stable financial situation for themselves.”

Mark presents Free Insulation - R Value posted at Insulation Rebate.

Mark presents Free Insulation - Government Insulation Rebate posted at Insulation Rebate.

Mark presents Insulation Rebate posted at Insulation Rebate.

Madeleine Begun Kane presents Dear Boss, Where?s My Bonus? posted at Mad Kane’s Political Madness.

cody butler presents What Is Forex Trading? posted at Investment-For-Beginners Blog, saying, “A basic introduction to forex trading, what is it and who is it for?”

Mike Stevens presents WHERE CAN I GET CHEAP MAILING LISTS FROM ANYWHERE? posted at Biz Data Lists.

Michael Haltman presents Pop The Economic Pimple While The Cancer Runs Wild posted at The Political and Financial Markets Commentator, saying, “I find the bonuses paid to the AIG executives and financial “geniuses” that created and sold the products that has helped to bring the economy of the United States and the world to its knees to be abhorrent and bordering on the immoral. If there is a way to abrogate them within the boundaries of contract law, then it must be done! But that is not the point of this post. That said, let’s move on.”

ifvat presents Junk Silver Coins - How to Purchase Silver Bullion Under Spot | ifvat.com posted at ifvat, saying, “I’m going to tell you about a certain type of coins that you can purchase under the spot price of silver.”

John Russell presents Gap Insurance - Should You get It? posted at The Low Cost Auto Insurance Guru, saying, “Gap insurance is an additional insurance policy that is usually tacked on to your monthly lease payment or (finance payment if you are financing your car). Usually you don”

Emma Deangela presents Singapore Condominium Rental Prices Rankings posted at SingaporeRental.org.

etrades presents Why Buy Silver Bullion? posted at eTrades, saying, “Buying Silver Bullion is becoming hugely popular. At present, silver is relatively cheap if you compare it to the cost of gold. With it’s lower price, the vast majority of people can afford to buy greater quantities of it. If you compare it to gold, your average person may be able to afford 1 ounce whereas the same person purchasing silver could buy many more times that amount.”

Shaun Connell presents 5 Financial Tips for Right Now posted at Financial Planning, saying, “Don’t just read financial advice. That’ll just waste your time. Instead, make sure to find something you can actually do in the next few minutes — and don’t get up till you do them.”

kathryn presents Budget Money with Irregular Paychecks posted at Out of Debt Christian, saying, “Working as a freelance writer is an amazing life. I get to work when I want to work and I get to work as much (or as little as I want to work). I am my own boss – mostly. Getting paid is still a primary need and sometimes the paychecks to not come on a regular basis. It is important for me to learn some tricks that let me budget my income no matter how unusual that income may be.”

The Future

Peak Personal Finance presents Rent to Own Advice posted at Peak Personal Finance.

Wenchypoo presents *FutureShock*: Housing and Property Taxes From the Near to Distant Future posted at Wisdom From Wenchypoo’s Mental Wastebasket.

steven germain presents ideology and crisis posted at Rough Fractals, saying, “Ideology and crisis: opening a door to a new dialogue…”

Gold Investor presents Gold/Silver Ratio | Gold Investing Info posted at Gold Investing Info, saying, “If you are going to invest in precious metals, it is useful to look at the gold to silver ratio.”

Dana presents Old Rules Out, New Rules In – What Investors Should Demand Going Forward posted at Investoralist, saying, “Investors should demand integrity, transparency, accountability for their investment portfolio. For this to materialize, corporations must be held accountable by the same investors and consumers, and strive to become more sustainable and responsible entities.”

Dave presents Taxing Everyting posted at Cheapo Groovo.

Finance Tips 101 presents Discover How To Pay Off Debt posted at Finance Tips 101.

Party Poker King presents Short Stacking Strategy posted at Low Stakes No-Limit, saying, “Short stacking refers to buying in at a poker table for the table minimum in hopes of doubling up and then leaving.”

Jay Green presents Remote Computer Maintenance: RCM posted at Remote Computer Maintenance, saying, “Save Money”

Farid presents Skin Care Assortments & Kits-Large Selection posted at Acne treatment, saying, “When an individual is in search of an addition to his or her daily beauty regimen, there are many assortments and kits that pack the drugstore shelves.”

Zach Scheidt presents Citigroup Claims This Is A “Good Year” posted at ZachStocks, saying, “When Citi stated “This is a Good Year,” the market embarked on a bear market rally. The article casts doubt on just how strong Citigroup business is, and yet how the market could continue to climb for some time.”

Arohan presents US Economy - Future Imperfect posted at Personal Dividends, saying, “We are entering a period of record deficits and debt. And there are other more potent forces that have the potential to murk the future of US economy and unless the government policies do not firmly and intelligently address these issues, we are in for a long dark period of economic blight.”

Relax presents The art of taking risk posted at The Wise Curve, saying, “mastering the art of taking risk will bring you one step closer to success in your career, study, relationship, investment, and many more areas in your life.”

MoneyNing presents Inheriting Generations of Frugal Living posted at Money Ning, saying, “Think ahead and do something for your future generations. Start saving.”

Mike presents This Great Depression Will Be Known As The Great Stagflation posted at Great Depression Version 2: Bear Market and Economic Depression, saying, “The current economic crisis is just beginning. It will wind up being known as the Great Stagflation.”

Mr. ToughMoneyLove presents China is Kicking Us While We are Down posted at Tough Money Love » Hard Truth and Tough Love for Money Problems and Personal Finance, saying, “China is flexing its economic muscles to change the international monetary system.”

The Past

ChristianPF presents Credit Crisis explained | Video posted at Money in the Bible | Christian Personal Finance Blog, saying, “A vid showing how we ended up in this mess…”

Finance Tips 101 presents Personal Grants To Pay Off Debt posted at Finance Tips 101.

Ravi Nagarajan presents Madoff’s Weapons of Influence | The Rational Walk posted at The Rational Walk, saying, “How did Madoff do it?”

Matt K presents Financing A Used Car Purchase posted at Car Loan Tips, saying, “Some tips to save money when flying international.”

Ian Welsh presents Why Financial Crises Will Keep Happening posted at Ian Welsh, saying, “The current financial crisis was entirely foreseeable and preventable. It was also the inevitable outcome of a system designed to motivate and reward destructively short-term, self-oriented thinking.”

Dan at Everydayfinance presents If You Thought Americans Suffered This Year… posted at Everyday Finance, saying, “This article highlights the nefarious plans that Wall Street had in mind that almost made this financial crisis pale in comparison.”

Abigail Perry presents Should our economy fail? posted at i pick up pennies, saying, “Frugality is not only free of blame in this current crunch, I would go so far as to say the lack of it is what caused this whole debacle. And given that our economy is set up to reward the financially imprudent, should we be working so hard to save it?”

Silicon Valley Blogger presents The Causes and Consequences of the Subprime Mortgage Financial Crisis posted at The Digerati Life, saying, “Thanks!”

The Present

Martial Development presents Fannie Mae Seizes Power in Wall Street Blowout posted at Martial Development.

keevisr presents Sub-Prime Mortgage Loans - Five Ways To Lower Your Rates On A Sub-Prime Mortgage posted at Loan Info Central, saying, “Sub-prime mortgages don’t mean you have to pay excessively high interest rates to buy a home. By taking time to do some research and pick the right terms, you can save thousands on your mortgage.”

Jeonard Cook presents Learn How to Sell Your Own Home: Advertise like a Pro posted at How to Sell Your Own Home.

TwoGun and Ozone presents The Resiliance of Poker posted at Online Poker Strategy, saying, “Despite the economic slowdown, poker is still thriving.”

Den Levin presents Get Ready For The Crowding Out Effect | Credit Makes The World Go Round posted at Credit Makes The World Go Round, saying, “With the US government projected to have the highest deficits ever, businesses will have an even tougher time borrowing due to the crowding out effect.”

Wenchypoo presents The Consumer’s Guide to Functioning in an Economic Cycle (L-O-N-G) posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Wenchypoo presents Using Your Own Money Against You posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Alex presents Unemployment Facts: - Associated Content posted at Associated Content, saying, “Unemployment, now at at 26-year high, is a harsh reality for hundreds of thousands of Americans. In order to get and stay financially fit, unemployment requires a plan. And the first step of that plan is to apply for unemployment compensation benefits.”

steven germain presents Rough Fractals: AIG - Behind The Scenes… posted at Rough Fractals, saying, “An inside view and analysis of what went wrong at AIG.”

TasJack presents Stop Home Foreclosure Strategies posted at Stop and Avoid Foreclosure Resources, saying, “Most Americans grow up dreaming of having a white picket fence, two cars in the driveway, a chicken in a pot, and two adorable, ruddy-cheeked children. It is the American dream, and certainly the home behind those little white sentinels is one of the biggest parts of that dream. If you are confronting a possible home foreclosure that threatens to shatter your American dream, it may be possible to stop home foreclosure. Stop home foreclosure strategies do exist and before you give up on your slice of the home ownership pie, you would be well advised to look into some of the ways you can stop home foreclosure.”

Wenchypoo presents Using Our Own Money Against Us Part 3: Making Mole Hills into Mountains posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Steve Patterson presents Don?t Take Your Losses! posted at 2009 Taxes.

Save Money presents Frugal Frauds Revealed posted at How I Save Money.net.

Nate Desmond presents 12 Ways to Waste Money in College posted at Debt-free Scholar.

Wenchypoo presents Bailout Boomerangs posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Investing School presents What are Treasury Securities posted at Investing School, saying, “Treasury Securities are the safest investment of them all but is it really the right investment for you? First, let’s find out what they are.”

sam sall presents Are You So LUCKY To Be Self-Employed or Not?! posted at speechstarter, saying, “to learn more about how to deal with the financial crisis please see the blog”

Wenchypoo presents This Just In: 10 Things Credit Card Issuers Don’t Say posted at Wisdom From Wenchypoo’s Mental Wastebasket, saying, “Note to editor: please use the trackback URL only to refer to this article–it will disappear from my blog in 3 days.”

Shiv Dravid presents Subprime Crisis and the Impact on India - The Viewspaper posted at The Viewspaper » The Viewspaper, saying, “Subprime Crisis and the Impact on India - The Viewspaper”

Shot presents How to fix Mark to Market posted at Conunderground.com, saying, “Original ideas on how to fix mark to market”

Steve Patterson presents FastSwings - Blogs - US Markets Rally Despite Being Overbought posted at FastSwings, saying, “The markets keep the rally alive and really look like a big pull back is less likely.”

Wenchypoo presents Mole Hills into Mountains Part II: from Pyramid Schemes to Money Laundering, with a Bonus posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Investing School presents Zecco Review posted at Investing School, saying, “Zecco may have changed their free trades policy but it’s still one of most popular stock brokers.”

Barry presents HyperInflation Coming But Financial Crisis Not Over Yet posted at Jeflin’s Investment Blog.

Nate Desmond presents 7 Ways to Save Money on College Transportation posted at Clever Dude.

Investing School presents Realized and Unrealized Gains and Losses posted at Investing School, saying, “It’s a simple subject but it’s often confused. Unrealized and realized gains explained.”

JC presents SJ Rants more on AIG bonuses and stuff posted at 6Bubbles - Grad School, Money, Life.

JC presents US firm to close branch due to lack of employees posted at 6Bubbles - Grad School, Money, Life.

JC presents SJ’s Take: 90% Tax on Bonuses posted at 6Bubbles - Grad School, Money, Life.

JC presents JC Reports: U.S. House Passes 90 Percent Tax on Employee Bonuses posted at 6Bubbles - Grad School, Money, Life.

JC presents About the cars posted at 6Bubbles - Grad School, Money, Life.

The Investor presents Quantitative easing: The uncomfortable truths posted at Monevator.com, saying, “Quantitative easing sounds like a laxative, which is more than a little appropriate…”

PFCreditCards presents Lower Your Monthly Subscriptions Cost by Calling posted at PF Credit Cards, saying, “It’s simple. Just call to lower your monthly bills.”

Locke Dauch presents Unemployment During the Great Depression posted at Your Blog Is Money, saying, “This article is dedicated to comparing the world economy and unemployment as a contributing factor of the present to that of the past. You will have to read the article to learn more about the similiarities between our current situation and that of previous generations that had to survive through the great depression.”

ChristianPF presents Where should you open an online bank account? posted at Money in the Bible | Christian Personal Finance Blog, saying, “With all the banking options available - which online banks stand out as the best?”

Peter presents Economic Crisis Means Great Time To Buy a Roth IRA posted at Bible Money Matters, saying, “The economic crisis means that it’s a great time to buy a Roth IRA!”

The Smarter Wallet presents Help, I’m Unemployed! What If My Unemployment Checks Run Out? posted at The Smarter Wallet, saying, “Thanks!”

Brian McKay presents Housing Rebound posted at MonitorBankRates.com, saying, “The recent positive news on new and existing home sales in February points to a housing market that might have seen the worst days behind it.”

Credit Card Addict presents Reduced Credit Card Limits Hurting Credit Scores posted at CreditAddict.

Money Tipper presents Monitor Bank Safety Online posted at Money Tipper.

Wealth Itself presents Look for Opportunities During a Recession posted at Wealth Itself.

Mr Credit Card presents A Step In The Right Direction posted at Ask Mr Credit Card.

That concludes this edition. Submit your blog article to the next edition of financial crisis using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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