09 May 09 Financial Crisis - Carnival 05

Welcome to the May 6, 2009 edition of financial crisis.

cody butler presents What Is A Traditional IRA posted at Investment-For-Beginners Blog, saying, “What is a traditional IRA and who is it for?”

ifvat presents The Beginner’s Guide to Stock Market Investing Risk Tolerance posted at ifvat, saying, “Knowing your risk tolerance will help you establish an investment style and help you feel confident when you and your broker make investment decisions. Even though there are multiple investment types, there are really only three specific investment styles - and those styles are directly related to your personal risk tolerance. Those styles are commonly known as moderate, conservative and aggressive.”

etrades presents Basic Guidelines On Investing In Penny Stock That Matters posted at eTrades, saying, “Penny stock tips - Learn, learn, and learn. Your assumption must also include the risk of investment loss whether in part or in whole. Research and analyze the trends. Know the best stocks available. Knowing all these things may still not be enough. The stock market is a very fast paced business environment. You must be extremely alert if possible if you decide on investing in penny stock trading. Discover how successful people go about penny stock investing. Study more basic guidelines on investing in penny stocks!”

ifvat presents How To Pick Stocks And Mutual Funds posted at ifvat, saying, “Anytime you buy stocks what you want to consider first is whether the underlying value is worth the price. Ignoring this one important piece, may very well cause your portfolio to spiral downward.”

John Russell presents 14 Auto Insurance Secrets - They Don posted at The Low Cost Auto Insurance Guru, saying, “If your car is ”

etrades presents Option Trading Gives You Better Returns posted at eTrades, saying, “In option trading you pay a premium to give you the right to buy or sell some shares in the future. You can then buy or sell those shares within the time specified at the price decided. You are obliged to make the purchase or sale within the specified time or risk the forfeiture of the premium paid.”

Deposit Accounts presents Extra Paychecks for People Paid Weekly or Bi Weekly posted at Deposit Accounts.

Tushar Mathur presents Health Savings Accounts explained posted at Everything Finance, saying, “One thing is certain with healthcare: premiums continue to climb higher. As a result, more employees may find that health-savings accounts (HSA) have been added to their benefits packets this year, in some cases replacing HMO and PPO offerings.”

ifvat presents Investing in the Stock Market posted at ifvat, saying, “If you want to start investing in the stock market, first spend quite a bit of time learning about investing and learning about the stock market. Don’t invest a dime if you don’t know what you’re doing. You could lose it all. Are you interested in learning more about investing your cash in the stock market? You should first be asking how does the stock market work to earn extra money and then keep working.”

apply4-credit presents How to Find the Best Credit Card Offers for You posted at Apply4-Credit.

Debt Free Destiny presents 30 Day No Spend Challenge posted at Debt Free Destiny.

kathryn presents Top Ways to Waste Money on Your Home posted at Out of Debt Christian, saying, “Most people are being money conscious these days. It may surprise you to discover that you are doing a few things through out your home that is about the same as burning that money that you may be working so hard to save.”

Shaun Connell presents Being Frugal is Just the First Step posted at Financial Planning, saying, “Your financial plan shouldn’t be just about coupons, cutting costs and finding great deals. Being frugal is just step one in personal financial planning.”

etrades presents Day Trading Tips From The Pros - Time To Cash In! posted at eTrades, saying, “Becoming a day trader is becoming an increasingly hot means for the average person to earn money. You will find individuals who treat it as a full time occupation while others treat it as a means to earn some extra cash. With its outstanding earnings potential and the charge it gives you, it’s no surprise more people are diving into day trading opportunities.”

cody butler presents How Do Mutual Funds work? posted at Investment-For-Beginners Blog, saying, “A basic overview of the way in which mutal funds work and who they are for.”

Handy Saputra presents How Does A Home Mortgage Loan Work? posted at Home Loan and Mortgage Info, saying, “A mortgage is commonly obtained by a home owner who has an outstanding debt or is getting a loan out from a bank or other government operate establishment. The mortgage transfers the interest of the property as a form of collateral to the lender. The home owner will then have a set stop of time in which they must pay back the overall of the borrowed money. If they fail to pay back the money they will end trailing their mortgaged property and assets!”

Michael Haltman presents Mark To Market Eased: Making A Silk Purse From A Sow’s Ear? Example Included posted at The Political and Financial Markets Commentator, saying, “These are complicated products that even the banks themselves, save for a few of the quants that created them, could either explain or describe. Products created with and about most every type of esoteric financial product available. Products with bid/ask spreads wide enough to drive a truck through. Products so illiquid that they may never trade and therefore can’t be priced yet that allow the firms selling them to make huge money on them. You get the gist.”

John Russell presents 14 Auto Insurance Secrets - They Don posted at The Low Cost Auto Insurance Guru, saying, “Your Credit Score and Risk Is Important. Out of the 22 auto insurance companies we spoke with, 20 now consider your credit history as extremely important in determining your auto insurance rate. This number is up from 12 when we last spoke to the same auto insurance companies in May-2006. Although many factors influence your auto insurance rates, most of the auto insurance companies now consider it one of the most important factors they look at.”

stephen todd presents Currency Market - Online Currency Trading posted at Currency Trading, saying, “Currency Market - Online Currency Trading: Would you believe that currency trading is the biggest business in the world? Over three trillion dollars worth of transactions take place everyday in the currency market and online currency trading is now available to everyone. The market is fast and extremely volatile where literally fortunes can be made in the twinkling of an eye.”

DanTierney presents Bailing out who? posted at Make me money.

David Lamb presents How the ARRA Should Have Looked posted at Killer Buffalo.

Billeater presents Avoid Debt Reduction Scams posted at Billeater.

Jack Schmidt presents Blog Carnival - Submit an Article to a Carnival posted at SectorMatic Money Journal, saying, “Personal Finance | Everything for the Big Spender On A Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal. It’s for you!”

Debt Freedom Fighter presents Looking for a Way to Repair a Bad Credit Score posted at Discover Debt Freedom!.

Debt Free Destiny presents 7 Basic Reminders to Help You Handle Your Personal Finances Successfully posted at Debt Free Destiny.

Shaun Connell presents The Case for Buying Gold posted at Financial Planning, saying, “Buying gold is a polarizing investment. I know several people who are putting all of their current investments into gold out of fear of runaway inflation in the next few years. Others are scoffing at the idea, and think this is the perfect time to buy stocks, not metal.”

Tushar Mathur presents Getting finances in order posted at Everything Finance, saying, “Keeping organized records is a gift to your family and to yourself. It helps ensure that your wishes are followed, that your assets are accounted for, and that your money is available to meet your family’s needs in a timely fashion.”

Barry presents Bullish Days Ahead But Bear Is Lying In Wait For The Kill posted at Jeflin’s Investment Blog.

Madeleine Begun Kane presents Republican Road To Remedial Math posted at Mad Kane’s Political Madness.

cody butler presents What Is Forex Trading? posted at Investment-For-Beginners Blog, saying, “Article on the basics of Forex trading.”

Stanley Samuel presents Take a look under that TARP posted at Wall & Main.

DanTierney presents New bubbles posted at Make me money.

Britannica Blog presents Do Americans Support Capitalism, and Which Capitalism? posted at Britannica Blog, saying, “I’m being asked to participate in a debate on whether America’s economic system should remain capitalist or embrace socialism.”

kathryn presents Free Money from the Government posted at Out of Debt Christian, saying, “The government is offering free money to new home buyers that have not owned a home in the last three years. The American Recovery and Reinvestment Act of 2009 provides up to $8000 in a tax credit to anyone that qualifies for the program. The amount received is determined by the value of the home (10 %) that is purchased.”

KCLau presents Learning to be Happy with Less posted at KCLau’s Money Tips, saying, “How u can be happy with less material things”

John Russell presents 14 Auto Insurance Savings Secrets - Part-1 of 14 posted at The Low Cost Auto Insurance Guru, saying, “If you knew how this industry actually works, it would save you thousands of dollars each year on auto insurance. Want to know the secrets behind the premiums you pay? Exactly what is the ”

Jack Schmidt presents Here’s the “Naked Truth” About Money posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Site. It’s for you!”

CreditCardAssist.com presents Balance Chasing - is it Happening to You? posted at Credit Card Assist.

Leave Debt Behind presents Top 5 Ways to Get out of Debt posted at Leave Debt Behind.

John Harding presents The Welcome Death of Globalism | Getting at the truth posted at Getting at the Truth, saying, “Just about the whole world has been wrongly in favor of globalization - at least the people who count, including Barack Obama.”

Debt Freedom Fighter presents Simple and Easy Methods to Reduce Your Debt Significantly posted at Discover Debt Freedom!.

Handy Saputra presents Bankruptcy Repair Strategy That Will Improve Your Credit Score posted at Home Loan and Mortgage Info, saying, “Today, filing bankruptcy is not an uncommon thing to hear and the stigma towards bankruptcy is not that severe. Bankruptcy is filed in the bankruptcy court when the individual who owes a great deal of money to one or more of his creditors is unable to pay it back. The debtor declares the court that he has exhausted all sources available to the debt fully. It can be an individual or a business who can approach the bankruptcy court and in some cases creditors too can file bankruptcy case against their debtors in order to salvage as much as possible towards the money owed.”

Handy Saputra presents Questions You should Ask when Buying a New Home posted at Home Loan and Mortgage Info, saying, “Buying a new home can be a very exciting time in a persons life. There are many considerations one should be aware of before taking the plunge into new homeownership. Before you make this huge life investment, you should ask yourself the following questions: Can I afford a new home?”

Finance Tips 101 presents Scholarships Come In All Shapes And Sizes posted at Finance Tips 101.

kathryn presents Treat Yourself to a Free (Or Cheap!) Treat posted at Out of Debt Christian, saying, “Economy got you down? Pay a huge tax bill last week? Or just feeling the need for a special treat? This is your week! Here are three great free (or super cheap) treats to take advantage of…”

Mark Aucamp presents Credit crunch means talking about money and the lack of it posted at Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog, saying, “It’s not difficult to get involved with the debate about the credit crunch and the current national and global recession. Gordon Brown the Prime Minister is the ex-Chancellor of the Exchequer and he is well remembered for his continuous chanting of the word ‘prudent’ whenever he was delivering his budget speech. In fact some sad person would actually count how many times he said it while delivering his budget each year. He also regularly informed us he would steer Britain on a prudent course and would not allow ‘Boom and Bust’ on his watch. Well guess what we got a BIG BUST now!”

John Russell presents In An Accident? Don posted at The Low Cost Auto Insurance Guru, saying, “You pay your premiums, but when your car is damaged, you balk because you fear a claim will mean higher insurance rates. Here”

KCLau presents Bad Experience of Car Insurance Claim posted at KCLau’s Money Tips, saying, “a story of bad experience with vehicle insurance claim”

Stanley Samuel presents Understanding the PPIP posted at Wall & Main.

Debt Freedom Fighter presents Features That Indicate a Good Credit Repair Program posted at Discover Debt Freedom!.

Savings Toolbox presents Squeezing More Savings Out Of Your Budget posted at Savings Toolbox.

apply4-credit presents New to Credit Cards? Here is What You Should Know posted at Apply4-Credit.

Tushar Mathur presents How to choose a financial planner posted at Everything Finance, saying, “There’s retirement to plan for and college tuition for the kids. Insurance. Estate planning. And, oh, don’t forget a wedding for your daughter. If all this sounds familiar, it may be time for you to start shopping around for a financial planner.”

Finance Tips 101 presents What You Need to Know about Academic Scholarships posted at Finance Tips 101.

C. E. Dowalt presents Jimmy Obama posted at Money Confidential.

Handy Saputra presents How Mortgage Rates Calculators Help When Buying a Home posted at Home Loan | Mortgage Resources, saying, “Are you having a hard time deciding if you should buy a house or not? One of the things a potential homebuyer considers before getting a housing loan is whether they can afford the mortgage payment or not.”

Jack Schmidt presents 10 Really Fun Things You Can Do Today on the Cheap posted at SectorMatic Money Journal, saying, “Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a moeny diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal. It’s for you!”

Jack Schmidt presents How To Pick A Profitable Mutual Fund posted at SectorMatic Money Journal, saying, “Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SecorMatic Money Journal. It’s for you!”

kathryn presents Stretch the Budget for a Family Vacation posted at Out of Debt Christian, saying, “Expenses are tight and most people are looking at cutting the family vacation to help make ends meet. Vacations can be very expensive, but with a little planning, a lot of research and some creativity the family vacation can also be very affordable.”

cody butler presents 3 Steps To Financial Freedom posted at Dream Life Coaching Blog. Ask your questions., saying, “If you wish to be financially free, then you must start your own business, here are three steps to do that.”

Destroy Debt presents My Credit Limit Got Lowered Below My Outstanding Balance posted at Destroy Debt.

KCLau presents Do You Have a Wedding Debt? posted at KCLau’s Money Tips, saying, “Most couples want to begin their married life auspiciously and free from the problems. However, it is not uncommon to hear about married couples who go into debt just to get married. Article explores the reasons.”

Stanley Samuel presents Stressing out the banks posted at Wall & Main.

Dave presents What Does Well in a Bad Economy? posted at Cheapo Groovo.

Jack Schmidt presents Sign of the Times: “Going Out Of Business - Eat Fast!” posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Jack Schmidt presents Starting Young: Teaching Teens to Save Money posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Ben presents Credit Card Scammers posted at Money Smart Life.

Debt Free Destiny presents Cut These 7 Things Out of Your Life Now and Save Big posted at Debt Free Destiny.

Handy Saputra presents Beware Of We Buy Houses Scams posted at Home Loan | Mortgage Resources, saying, “You’ve seen the signs on the highway, We Buy Houses, fast sale, cash, etc. Real Estate investing has spawned yet another scam niche, only this time they’re not selling a get rich quick scheme, no this time they want your house.”

apply4-credit presents Banks Performing Well: Consider Getting a Loan From Them posted at Apply4-Credit.

MatthewPaulson presents Focus on Bigger Savings First posted at Fine-Tuned Finances.

Savings Toolbox presents How You Can Make Retirement the Best Time of Your Life posted at Savings Toolbox.

Jack Schmidt presents Home Improvement Loans - Transforming Brick and Mortar posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Scmidt and SectorMatic. It’s for you!”

kathryn presents Stimulus Plan Leads to Stimulus Scams posted at Out of Debt Christian, saying, “The Federal government is sending out warnings regarding stimulus scams. Here’s how they work: an email, online ad or website tells you you’re eligible to get economic stimulus money. Then they require you to submit a form in order to get it. They may ask for a small processing fee in order to get your money to you faster. Others may ask for personal information like bank account information so they can directly deposit your check. They will then take that information to wipe out your account or open fraudulent accounts.”

The Future

Gavin R. Putland presents Employment tax credits: the ‘marginal’ approach to full employment posted at On Line Opinion.

Dana presents Diversification, Long-Term Horizon, Buy and Hold: Still Relevant? posted at Investoralist, saying, “Facing unprecedented market carnage, do old investment adages such as diversification, long-term horizon and buy and hold, still apply today?”

Frank Vertin presents Just Buy Index Funds Directly posted at NO LOAD INDEX FUND, saying, “Buying an S&P 500 index fund through an investment counselor can substantially increase your initial purchasing costs and and drive up your annual management expense fees. Unfortunately, the vast majority of individual investors buy mutual funds and ETFs through brokers and investment advisers. Rarely do financial advisors recommend that you buy index funds with low fees. This is because low cost, no load mutual funds do not pay them as well as loaded, high fee mutual funds.”

Walter W. Fouse presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds, saying, “The vast body of investment research studies show that there really are better approaches to buying and owning mutual funds and ETFs. You do not need to frantically chase fund performance. Performance chasing simply does not work.”

MoneyNing presents Everbank Review posted at Money Ning, saying, “EverBank is one of the best banks and it offers a very high rate with its money market account and even checking account. You should check it out.”

Fine Tuned Finances presents Want to Start Your Own Business? Watch CNBC’s “The Entrepreneurs” posted at Fine-Tuned Finances.

The Budgeter presents Four Steps To Create A Guilt-Free Budget posted at Keep Your Cash, saying, “A brief rundown on how to create a guilt-free budget”

Paul Piotrowski presents The Importance of Saving Money posted at Inspired Money Maker.

MoneyNing presents Fees in Your 401(k) posted at Money Ning, saying, “Mind the small little fees in your 401k”

Henry Bagdasarian presents Certified Identity Protection Advisor � posted at Free Identity Theft Prevention, Detection and Fraud Solutions.

Silicon Valley Blogger presents Lower Your Car Insurance Rates! How To Cut Insurance Premiums In Half posted at The Digerati Life, saying, “Cut down on costs during this financial crisis.”

The Smarter Wallet presents Can A Housing Assistance Program Prevent Foreclosure? posted at The Smarter Wallet, saying, “Thanks!”

The Past

Larry Russell presents Most Individual Investors Are Poor Personal Portfolio Managers | Personal Investment Management posted at THE SKILLED INVESTOR Blog, saying, “Investors more easily understand investment costs that are directly measurable, such as fees deducted on investment statements. However, many investors ignore or are unaware of the opportunity costs of their sub-optimal investment behaviors. Opportunity costs are usually much more difficult to measure directly, but these investment costs can be even higher than more visible investment fees.”

Shiv Dravid presents Financial Crisis: How India got Away Lightly? - The Viewspaper posted at The Viewspaper » The Viewspaper.

Darwin presents Why were the Risk-Averse so Heavily Invested in Stocks? posted at Darwin’s Finance, saying, “This article questions why people were so heavily invested in stocks during this recent market downturn and what the implications are for today’s investor.”

The Present

Nick Adama presents HOPE For Homeowners - $300 Billion to Help One Homeowner posted at ForeclosureFish Blog, saying, “How one government program to help reduce foreclosures has resulted in the appropriation of $300 billion and helped only one borrower.”

Ishan B presents Lunch Conversation on Economy posted at Save Few Bucks, saying, “Here is an interesting conversation that I had at a lunch.”

Ryan Duddy presents The sky is falling! GM to declare bankruptcy? posted at rocket-to-the-moon.com, saying, “brief overview/history and slight opinion on the current state of general motors and the auto industry.”

Bank Savings Review presents Four Banks Give Back TARP Already posted at Bank Savings Review, saying, “We’ve got to hand it to the banks that’s already been able to hand back the TARP. Hopefully, only responsible banks will survive after this crisis so we promote responsibility.”

Investing School presents Etrade vs Tradeking vs Zecco - Trading Commissions Comparison posted at Investing School, saying, “Have you written Etrade off just because the commissions are higher? Is Zecco or TradeKing better? This takes a look at these three stock brokers on a fees comparison.”

PFCreditCards presents Cost of Wells Fargo Business Checking vs EverBank posted at PF Credit Cards, saying, “I’m done with Wells Fargo. No fees, high interest rates, same hassle free as traditional banking. EverBank is for me.”

John Harding presents Obama to replace Americans with computer workers from India | Getting at the truth posted at Getting at the Truth, saying, “First off, what is the H1-B visa program?

It is a program which grants work visas to foreigners, usually Indians, who come to America to displace U.S. workers.”

John Harding presents Socialism may not be the solution, but Einstein really nailed the problem | Getting at the truth posted at Getting at the Truth, saying, “Socialism may not be the solution, but Einstein really nailed today’s problem.”

John Harding presents Obama conceals AIG’s $37.2 billion foreign giveaway | Getting at the truth posted at Getting at the Truth, saying, “Why has Obama not mentioned the much larger AIG giveaway of its bailout funds to foreign banks which total $37.2 billion?”

John Harding presents Obama Wows ‘em at the G20 | Getting at the truth posted at Getting at the Truth, saying, “And a good time was had by all!”

Wenchypoo presents *WARNING! WARNING! BOOK DANGER!!* posted at Wisdom From Wenchypoo’s Mental Wastebasket, saying, “This book advocates the use of life insurance as ATM–let’s stop this crisis from ever being born!”

Jim DeSantis presents 3 Reasons That Can Cause Your Family Budget To Fail posted at Free Family Budgeting eBook from On Line Tribune, saying, “Money is the only tool you have to secure your future and the future of your family and to live a good life today. Unless you get spending under control and start treating your household like the goldmine it really is, you are destined to struggle financially for the rest of your life.”

Roshawn Watson presents Mark to Market NOT Mark to Myth posted at Watson Inc, saying, “Half the country’s banks–4,000 in all–would be bust if they marked their loans to what the loans would fetch in an auction. Banks are fooling themselves by refusing to mark busted assets down. Banks are on a prayer mission that somehow prices will come back and they won’t have to face reality.”

MoneyNing presents 25 Debt Reduction Tips For Your Immediate Action Plan posted at Money Ning, saying, “There’s no time to waste. Get your act together and fix your debt right away.”

MoneyNing presents Ins and Outs of a Stock Exchange posted at Investing School, saying, “Stock exchanges perform a critical function in the world of trading. Find out what they do by going through the article.”

John Harding presents Avian flu hits the U.S. - only Singapore dares report! | Getting at the truth posted at Getting at the Truth, saying, “SINGAPORE has suspended poultry imports from the state of Kentucky in the United States after a case of avian flu was reported on a farm there.”

PFCreditCards presents The Credit Card Debate posted at PF Credit Cards, saying, “Love it or hate it, credit cards are apart of our society.”

Jacqulyn Richey presents Hope for Distressed Homeowers posted at News - Las Vegas Real Estate by Jacqulyn Richey, saying, “With so many homeowners struggling to pay their mortgage, the Making Home Affordable Initiative is a welcome relief. The program is designed to help 9 million homeowners avoid foreclosure.”

John Harding presents Mexical MaryAnn posted at Mexicali MaryAnn, saying, “It was well worth the wait. The lady was very nice, and gave us a computer print-out of Jim’s recorded income taxpayments. Jim had worked and paid taxes for 46 years, Social Security had him down for only 28 years of payments - they had missed out on 18 years!!!”

Investing School presents OptionsXpress Review posted at Investing School, saying, “OptionsXpress is great for options trading. Good commissions, free tools and more.”

Bank Savings Review presents Is Citigroup Vikram Pandit’s Job Safe? posted at Bank Savings Review, saying, “is Vikram Pandit going to be sacked?”

Dorian Wales presents Stress Tests and Capital Adequacy Explained posted at The Personal Financier, saying, “The highly anticipated FED stress test results may very well serve as fuel for further gains or, more likely in my opinion, as a sought after excuse for turning the tide (in the short run).”

nickel presents Making Work Pay: Tax Credit Results in Reduced Federal Income Tax Withholding posted at fivecentnickel.com.

Wenchypoo presents Using Our Own Money Against Us Part 4 (a new one for me): Rearranging Bank Deck Chairs posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Brandon Rowe presents Pulte Centex Merger posted at Bromoney Internet Banks.

Mr Credit Card presents Business Cards and Credit Ratings | Ask Mr Credit Card’s Blog posted at Ask Mr Credit Card.

GeekMBA360 presents The master strikes again ? Quick thoughts on Oracle?s Acquisition of Sun Microsystems posted at GeekMBA360.

C Richey presents Hope for Distressed Homeowers posted at News - Las Vegas Real Estate by Jacqulyn Richey, saying, “A look at the new Federal program designed to allow homeowners to reduce their current mortgage to avoid foreclosure.”

Investing School presents Investor Mistakes - Constant Refresh posted at Investing School, saying, “Most of us love the real time information provided by our stock brokers but it really doesn’t help us much to look at it every day (or worst yet, several times a day). This article explains why.”

RateNerd presents How to Erase up to $2M in Debt Tax Free - How The Mortgage Debt Forgiveness Act Works posted at Rate Nerd, saying, “Mortgage Debt Relief Act of 2007 lets taxpayers exclude the income from the forgiveness of mortgage debt on their principal residence. So if your debt is reduced or forgiven through a mortgage restructuring, that amount qualifies for the relief and you may get it tax free - up to $2 million.”

Barry presents How To Have A Baby Amid A Recession? posted at Associate Money.

Stock Trading Brokers presents Zecco Discount Broker Review posted at Stock Trading Brokers, saying, “Zecco may suck with marketing and planning but they still offer one of the lowest commissions for trading stocks.”

Brian McKay presents Home Equity Line of Credit Closed? posted at MonitorBankRates.com, saying, “A Home equity line of credit, also known as a HELOC, a popular way of home owners to access equity in their home have come under assault recently by banks.”

Manshu presents Citi and BoFA Fail Stress Tests: Time for Bonuses? posted at OneMint.

nickel presents Alternatives to High Yield Savings Accounts posted at fivecentnickel.com, saying, “Rates have tanked. How should you respond?”

Mr Credit Card presents Capital One Raises Interest Rates After Balance Paid Off! What happened to Customer Loyalty? posted at Ask Mr Credit Card.

Bank Savings Review presents HSBC Direct Online Savings Account Review posted at Bank Savings Review, saying, “HSBC is one of the most well known bank in the world. In fact, they are the most admired bank. See what the online division is like.”

Banquet Manager presents A Banquet Manager’s Suggestion To Fix The Economy posted at So You Want To Be a Banquet Manager….

Lazy Man and Money presents Need Money Epic Fail posted at Lazy Man and Money.

Jim DeSantis presents Divorce: What To Do About Medical, Life, Homeowners, and Auto Insurance! posted at On Line Tribune | Marriage Matters, saying, “Covering the insurance needs of yourself and your children after a divorce must be considered during pre-divorce settlement negotiations with your soon-to-be ex. This is largely a matter for lawyers but you need to think ahead to protect everyone who depends upon you.”

That concludes this edition. Submit your blog article to the next edition of financial crisis using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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